Car Title Loans in Indio

Car title Loan FAQ

Why is getting a title loan easy? Aren't all loans simply hard to get?

No. Car title loans is easy because they have been secured by your title to your car. This means the risk is lower to us and we then can be very flexible on the loan.

I am not sure I want to do this over the internet. Can't I just come into the store and do everything?

You could and we understand that some people are a bit cautious on the internet actually. In this day and age, almost all businesses have a web site because that's the best way to reach out. We have found that we can speed up the entire process if we simply use the technology but trust us, we are right here for you.

How much do you charge for interest?

We charge 7.5% per month on loans above $5000 and 8% per month on loans that are smaller. There is a $75 document fee which is added to the loan. Nothing is required up front to get the money.

How long do I have to pay it off?

We suggest repaying the loan as soon as you can because of the interest. We will write the loan for a payback of 2-3 years but you can pay it back at anytime without prepayment penalty.

Do you hold the car?

No, you drive it.

Is this an "interest only" loan?

No. These loans trap people into a horrible cycle of debt. This is a standard loan and some of your payment goes toward interest and some toward principal.

Can this actually help my credit?

You bet it can. We report to experian on all payments and it will be listed as a car loan so you will have a great positive addition to your file which will help you!

I am worried I am unemployed. How does this effect me?

We do not care that you are unemployed. We just need to know you can make payments on the loan each month. We look for income of $1500 from any source. You can even be disabled or retired.

How would I make the payment?

We will give you access to a special site so that you will have full account management.